A personalized benefits package allows your family, team, or employees to choose from a range of benefit offerings, instead of relying on a standard, one-size-fits-all package that is the same for everyone.

A formal request from the policyholder (that's you) to their insurance company asking for payment after a covered incident. These incidents can include anything covered by your insurance policy, like a hospital stay, a natural disaster, or theft.

Estate planning is the process of arranging for the management of a person's estate during those hard times.